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ERA recommends that before you begin your house hunting experience that you start the loan pre-approval process. Getting pre-approved requires that a lender verify your financial information, and it serves as their commitment to lend a specified amount based on that information. It will give you a number of advantages. |
- First, when you do find a property, sellers will take your offer more seriously given that you have a lender that has committed to backing your offer.
- Second, it does give the assurance that you're looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities.
- Third, you'll have an edge over the other buyers who aren't pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.
Below are three lenders that have provided past ERA clients with excellent service, have a variety of mortgage programs and very competitive rates.
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